Great web site for closing costs including recordation taxes and title insurance.
Check your HUD-1 charges for overcharges against these.
This site covers these states: 
 
West Virginia -Virginia-Washington, D.C.- Delaware-North Carolina-South Carolina-Georgia-Florida. Great information. 

http://www.choicefinance.net/maryland-closing-costs.htm#prepayment

Closing rules by State

Alabama
Anti-Coercion Notice (ALL LOANS)

Arkansas
Refer to State Specific HOEPA APR Fee Triggers Matrix

Arizona
Application Disclosure (MRO153/12:95) (ALL LOANS)

California
California Fair Lending Notice (ALL LOANS)
Environmental Disclosure,
Acknowledgement and Waiver (BENICIA COUNTY)
Addendum to Residential Loan Application (ALL LOANS)
Refer to State Specific HOEPA APR Fee Triggers Matrix Notice to Prospective Buyers of Properties (PURCHASE TRANSACTIONS LOCATED WITHIN 1 MILE OF THE DUPONT CHEMICAL PLANT)

Colorado
Purchaser Acknowledgement (MRO858/10:99) (RETAIL ONLY)
Title cannot be taken as Tennancy in Entirety, Joint Tennants only (7/1/06)
Refer to State Specific HOEPA APR Fee Triggers Matrix

Connecticut
Application Disclosure (MRO153/12:95) (ALL LOANS)
Refer to State Specific HOEPA APR Fee Triggers Matrix

Delaware
Application Disclosure (MRO153/12:95) (ALL LOANS)

District of Columbia
Refer to State Specific HOEPA APR Fee Triggers Matrix
DC Financing Agreement (ALL LOANS)

Florida
Refer to State Specific HOEPA APR Fee Triggers Matrix
Properties in Miami, Dade & Broward Counties require a Pre-funding QC review
Anti-Coercion Disclosure E-50 (ALL LOANS)

Georgia
Funding/Assignment Disclosure (MRO862/4:01) (ALL LOANS)
Georgia Closing Attorney Notice (ALL LOANS)
Refer to State Specific HOEPA APR Fee Triggers Matrix

Hawaii Copy of Loan Officer's license (WHOLESALE ONLY)

Illinois Escrow Account Disclosure Agreement (MRO111/3:94) (ALL LOANS)
Mortgage Escrow Account Act (MRO110/3:94) (ALL LOANS)
Borrower Information Document (MRO109/7:98) (ALL LOANS)
Cancellation of Private Mortgage Insurance (MRO856/7:98) (CONV. ONLY)
Hazard Insurance (MRO462/2:99) (RETAIL ONLY)
Commitment Letter (MRO280) (Retail Only)
Illinois Tangible Net Benefit Disclosure E-81 (All Refinance loans)
Tangible Benefit Worksheet E-88 (All Refinance loans-Completed by Underwriter)
All loans closed with properties located in Chicago, IL with following zip codes require a Certificate of Compliance or Certificate of Exemption: 60620,60621,60623,60628,60629,60636,60638,60643,60652
Refer to State Specific HOEPA APR Fee Triggers Matrix

Indiana
Cannot charge application fee on 2nds. 3rd party fees only (ALL 2nd LIEN LOANS)
 Refer to State Specific HOEPA APR Fee Triggers Matrix
Mortgage must not be recorded with social security number on it (ALL LOANS)

Iowa
Flood fees to Guardian must be called "Flood Zone Determination Fee" (ALL LOANS)
Following are UNALLOWABLE fees: Application Fee, Courier/FedEx, Discoint Points, Credit update fee, Escrow fee, Final Inspection, Lock-In fee, Broker Fee, TRETS Fee, Underwriting Fee & Wire fee.
Tax Service Fee must be charged to Seller (ALL LOANS)
Commitment Fee charge requires a valid Commitment Letter (MRO280) to be in file (ALL LOANS)
Payment Reduction Disclosure form (ALL LOANS WITH INTEREST/PAYMENT REDUCTION FEES)
 Loan Origination Fee or Loan Processing Fee 2% of principal mortgage (ALL LOANS)

Kansas
TRETS fee cannot be charged (ALL LOANS)
Loan Disclosure Acknowledgement (MRO860/11:99) (ALL LOANS)

Kentucky
Refer to State Specific HOEPA APR Fee Triggers Matrix
Document Preparation fee cannot be charged (ALL LOANS)
Application fee cannot be greater than $100.00 (ALL LOANS)
Hazard Insurance (MRO462/2:99) (ALL LOANS)

Maine
TRETS fee cannot be charged (ALL LOANS)

Maryland
Refer to State Specific HOEPA APR Fee Triggers Matrix

Massachusetts
 Borrower Tangible Benefit Disclosure (All Refinance Loans) (E205)
Refer to State Specific HOEPA APR Fee Triggers Matrix

Michigan
GFE/TIL/HUD1 - Loan Processing Fee cannot exceed 5% of loan amount up to a maximum of $250. (ALL LOANS/FHA pursuant to HUD Regulations)
Consumer Caution and Home Ownership Counseling Notice (Refinance Loans)
Brokers with Brokers license only, must close in WAMC name (WHOLESALE)
Borrower's Bill of Rights (ALL LOANS)

Minnesota
Refer to State Specific HOEPA APR Fee Triggers Matrix Mississippi
Mortgage Origination/Fee Disclosure Agreement (WHOLESALE ONLY)

Montana
Mortgage Loan Origination Disclosure

New Hampshire
Document Preparation and Assignment fees cannot be charged (ALL LOANS)

New Jersey
Lock-in Addendum (MRO154/6:00) (Retail Only) Commitment Letter (MRO280/10:99) (WHOLESALE ONLY)
Application Disclosure (MRO153/12:95) (ALL LOANS)
Document Preparation and Wire Fee is not an allowable charge (All Loans)
Statement of Borrowers Benefits -Exhibit E-74 (All Refinance Loans)
Refer to State Specific HOEPA APR Fee Triggers Matrix
NJ Affidavit - Exhibit E-75 (All Refinance Loans)

New Mexico
New Mexico Net Benefit Certification - Exhibit E-78 (All Refinance Loans)
Refer to State Specific HOEPA APR Fee Triggers Matrix
Tangible Benefit Worksheet E-88 (All Refinance loans-Completed by Undewriter)
Document Preparation fee cannot be charged (ALL LOANS)
New MexicoCertification of Non-Referral - Exhibit E-70 (All Refinance Loans)

New York
Pre-Application Disclosure for Exempt Organizations (RETAIL -BROKERED LOANS)
Pre-Application Disclosure for Mortgage Brokers (WHOLESALE ONLY)
Refer to State Specific HOEPA APR Fee Triggers Matrix

North Carolina
Tangible Benefit Worksheet E-88 (All Refi Loans-Completed by Underwriter)
Refer to State Specific HOEPA APR Fee Triggers Matrix

Ohio
Mortgage Loan Origination Disclosure - evidence it was provided to applicant(s) within 3 business days of application) (ALL LOANS)
Refer to State Specific HOEPA APR Fee Triggers Matrix
City of Toledo:Toledo Required Warning Disclosure (ALL LOANS )
Discount points cannot be greater than 2% (ALL LOANS)

Oklahoma Tangible Benefit Worksheet E-88 (All Refinance loans-Completed by Undewriter)
Refer to State Specific HOEPA APR Fee Triggers Matrix

Pennsylvania
Refer to State Specific HOEPA APR Fee Triggers Matrix

Rhode Island
RI Anti-Coercion Notice (ALL LOANS)

South Carolina
Attorney/Homeowner's Insurance Disclosure (MRO861/4:01) - evidence disclosure was provided to applicant(s) within 3 business days of application (ALL LOANS)
Reasonable, Tangible Net Benefit Worksheet - Exhibit E-80 (Refinance Loans)
Refer to State Specific HOEPA APR Fee Triggers Matrix
Document Preparation fee cannot be charged (ALL LOANS)
Hazard Insurance (MRO462/2:99) (ALL LOANS)

Tennessee
Initial Note Rate cannot exceed 9.00% (ALL LOANS) YSP premium cannot exceed 2% of the Loan Amount (Wholesale Only)

Texas
Document Preparation and Broker Fee cannot be charged (ALL LOANS)
Refer to State Specific HOEPA APR Fee Triggers Matrix

Vermont
VT Broker/Prospective Borrwer Agreement (WHOLESALE ONLY)

Virginia
Document Preparation and Broker fees cannot be charged (ALL LOANS)
Closing must be in SGB Corporation name (WHOLESALE ONLY)

Washington
Broker fee cannot be charged (ALL LOANS)

Wisconsin
Wisconsin Consumer Disclosure Statement E-6 (WHOLESALE ONLY)
Wisconsin Mortgage Broker Agreement E-2 (WHOLESALE ONLY)
Refer to State Specific HOEPA APR Fee Triggers Matrix Revised 09-07-06 Expires: 10-30-06

West Virginia
Application Fee cannot be charged on a Second Mortgage (ALL LOANS)